Texas Homestead Exemption Application Online: A Complete Guide for Homeowners (2024 Update)

If you own a home in Texas, applying for a homestead exemption can reduce your property tax burden and protect you from rising property values. This exemption is especially valuable for homeowners, seniors, and disabled individuals. With the option to file online, Texas has made the process easier than ever. In this guide, we’ll cover the steps to apply for the Texas Homestead Exemption online, eligibility requirements, special exemptions for seniors and veterans, and how to check your approval status.

1. What is the Texas Homestead Exemption?

The Texas Homestead Exemption reduces the taxable value of your primary residence, resulting in lower property taxes. By lowering the portion of your home’s value subject to tax, this exemption can save you hundreds or even thousands each year.

Types of Homestead Exemptions in Texas

There are several types of homestead exemptions available to Texas homeowners:

• General Residence Homestead Exemption: Reduces your home’s taxable value by $25,000 for school district taxes.
• Age 65 or Older Exemption: Provides an additional exemption for homeowners 65 or older.
• Disability Exemption: Available for homeowners with qualifying disabilities.
• Veterans Exemption: For disabled veterans and their surviving spouses, which provides partial or full exemptions.
• 100% Disabled Veteran’s Exemption: Veterans with a 100% disability rating receive a full property tax exemption.

Each exemption type has unique eligibility requirements, so it’s essential to confirm your qualifications before applying.

2. Benefits of the Texas Homestead Exemption

Applying for the Texas Homestead Exemption can provide several key benefits:

• Lower Annual Property Tax Bill: Reduces the taxable value of your home, meaning you’ll owe less in property taxes.
• 10% Cap on Appraised Value Increases: For properties with a homestead exemption, the appraised value can only increase by up to 10% each year, even if market values rise faster.
• Protection for Seniors and Disabled Homeowners: Age 65+ and disabled individuals may qualify for additional exemptions and tax deferrals, allowing them to reduce their tax liability further.

3. Who is Eligible for the Texas Homestead Exemption?

To qualify for the Texas Homestead Exemption, you must meet the following basic requirements:

• Ownership: You must own the property as of January 1 of the tax year.
• Primary Residence: The property must be your primary residence (you cannot claim more than one homestead exemption).‍
• Proof of Texas Residency: A valid Texas driver’s license or ID with the same address as the property.

Special Requirements for Seniors, Disabled Individuals, and Veterans

Specific exemptions are available for seniors (65+), disabled individuals, and veterans. These groups may need additional documentation, such as proof of age, disability status, or veteran status, when applying.

4. How to Apply for the Texas Homestead Exemption Online

Applying for the homestead exemption online has simplified the process for Texas homeowners. Follow these steps to complete your application:

Step 1: Gather Necessary Documents

Before beginning the online application, ensure you have these documents:

• Texas Driver’s License or ID: The ID must match the property’s address.
• Proof of Age or Disability (if applicable): For age 65+ or disability exemptions, you may need documentation such as Social Security disability records or proof of age.

Step 2: Complete the Application Form (Form 50-114)

The primary application for the Texas Homestead Exemption is Form 50-114, available on the Texas Comptroller’s website. Download and complete the form if your county requires a paper submission.

Download Form 50-114: You can find this form on the Texas Comptroller’s website.

Step 3: File Online (If Available in Your County)

Many Texas counties now accept homestead exemption applications online. Check your local appraisal district’s website to see if online filing is supported.

Harris County, Travis County, and Other Large Counties: These counties often offer online filing options through their appraisal district websites, streamlining the application process.

Learn More About Abode’s Property Tax Monitoring Tool

Property Tax in Texas: Top 10 Property Tax by County 

1. Property Tax in Harris County 
2. Property Tax in Dallas County  
3. Property Tax in Tarrant County (Fort Worth)
4. Property Tax in Bexar County (San Antonio)
5. Property Tax in Travis County (Austin)
6. Property Tax in Collin County (Plano)
7. Property Tax in Denton County (part of the DFW metroplex)
8. Property Tax in El Paso County (El Paso)
9. Property Tax in Fort Bend County (suburb of Houston)
10. Property Tax in Montgomery County (north of Houston)

Step 4: Submit by the Deadline

To qualify for the exemption in the current tax year, you must file by April 30. Applications submitted after this date may be processed for the following tax year.

5. Texas Homestead Exemption for Seniors and Disabled Individuals

If you’re age 65 or older or have a qualifying disability, you may qualify for additional property tax exemptions:

• Senior Exemption: Homeowners 65 or older receive an additional $10,000 exemption for school district taxes.
• Disability Exemption: Those with a disability may also receive an additional $10,000 exemption for school taxes.

These exemptions can be combined with the general homestead exemption for greater savings. Make sure to provide proof of age or disability status when applying.

6. Filing Deadlines and Important Dates

To ensure you qualify for the Texas Homestead Exemption, keep these dates in mind:

• January 1: You must own and occupy the property as of this date.
• April 30: Deadline to submit your application for the current tax year.‍
• Tax Year 2024: Using “Texas Homestead Exemption 2024” in your search can help you find the most current information as requirements may update yearly.

7. How to Check If Your Homestead Exemption Was Approved

Once you’ve submitted your application, it’s important to confirm whether your homestead exemption was approved.

• Check with Your Appraisal District: Contact your local appraisal district by phone or visit their website to check the status.‍
• Wait Time: Processing times vary by district, but you should receive confirmation within a few weeks if filing online.

8. Common Questions About the Texas Homestead Exemption

How Do I Know If My Homestead Exemption Was Approved in Texas?

You can typically verify approval through your appraisal district’s website or by calling them directly. If approved, you’ll see the exemption reflected in your annual property tax bill.

Do I Need to Reapply for the Exemption Each Year?

No, once approved, the Texas Homestead Exemption stays in effect as long as you occupy the home as your primary residence. However, you must inform your appraisal district if you move or if your eligibility changes.

Can I File the Texas Homestead Exemption Application Online for Seniors?

Yes, many counties allow seniors to file the exemption online, and the process includes additional benefits for age-based exemptions.

9. Additional Exemptions and Benefits

In addition to the general homestead exemption, Texas offers further exemptions:

• Veterans Exemptions: Disabled veterans may qualify for partial or full exemptions based on their disability rating.
• Surviving Spouse Exemption: Surviving spouses of veterans or first responders may be eligible for special exemptions.‍
• Property Tax Deferral for Seniors and Disabled Individuals: If you’re age 65+ or have a disability, you may defer property taxes until the property is sold, though deferred taxes accrue interest.

10. Tips to Maximize Your Property Tax Savings

• Monitor Your Assessed Value: Each year, property values change. Use Abode’s property tax monitoring tool to track these changes and ensure you’re not overpaying.
• File a Protest if Needed: If your assessed value seems high, consider filing a property tax protest for potential reductions.‍
• Stay Updated: Use terms like “Texas homestead exemption application deadline” and “homestead exemption 2024” to stay current on any changes in requirements.

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Conclusion: Save on Texas Property Taxes with Abode’s Tools

The Texas Homestead Exemption is a powerful way to lower your property taxes, but staying organized and filing on time is key. By understanding the eligibility requirements and filing online, you can simplify the process and secure savings. With Abode’s suite of tools, you can track exemption statuses, monitor your property’s assessed value, and take control of your home finances.

Start Saving on Property Taxes with Abode Today